Our mission is to satisfy the imminent need for innovative, efficient healthcare payment solutions:

According to the AMA, as much as 50% of all patient receivables associated with patient liability go uncollected.

91% of Americans feel that having information about costs of care before they receive that care is important.

Leadership Team Overview

Embracing Trust, Transparency - and a Retail Approach to Healthcare.

ClearGage, Inc. was formed by a team of seasoned executives from the healthcare, employee benefits, and payment processing industries who recognized the imminent need for healthcare payment solutions that embrace a retail mentality. We stand committed to supplying the healthcare industry with the most advanced and reliable insurance eligibility verification services and payment processing technology available.

Through a unique blend of vision, technology, and partnerships we've created the ClearGage Payment Accelerator™, an innovative solution capable of verifying patient eligibility, calculating patient liabilities, and collecting patient payments or setting up payment arrangements - while the patient is still in the office.

We believe our retail approach simplifies and expedites the process of collecting patient payments, while it also satisfies a patient's desire - and need - to know what their financial liability will be at the point of service. By eliminating the guesswork (and some of the paperwork, too), we've created a flexible solution that can help patients make smarter decisions about how they manage their healthcare expenses.

Leadership Team

Chip Hunziker, CEO and Founder

In addition to being a founder and the principal architect of ClearGage, Chip has over 25 years of experience in the health care, financial services and employee benefits industries.

From 2006 to 2009, Chip was Vice President of Sales and Marketing at Motivano, Inc a leading provider of employee benefits technology with responsibility for the management of their national sales force and distribution channels as well as oversight of corporate marketing initiatives. He also served as the Healthcare Practice Leader for Verus Card Services, Inc, one of the largest credit card and payment processors, with responsibility for developing electronic commerce and payment solutions surrounding consumer directed healthcare initiatives. From 1990 to 2004, Chip held a series of senior leadership positions in the healthcare industry and served as President of Healthy Connections, a venture backed disease management entity, and of Biomedical a 23 million dollar multi-site home infusion and medical equipment company. Other positions include Corporate Vice President of Sales and Marketing for Housecall Medical Resources, a 230 million dollar publicly traded provider of alternate site healthcare services.

Chip received his BS in Business Administration from the University of Connecticut.

John S. Zdanowicz Jr., COO and Co-Founder

As a ClearGage Co-Founder, John has over 20 years of executive leadership experience in technology and financial services and is responsible for all aspects of implementations, help desk, account management, training, product development and information technology.

From 2006-2010, John was the Executive Vice President of Operations at Motivano Inc, a leading provider of employee benefits and financial services technologies where he was responsible for all operational facets of the organization. From 1999-2006, John was part of the team at WildCard Systems, the pioneer in prepaid card services. As their 20th employee, John was instrumental in the growth and success of the company, spearheading efforts in areas of customer service, process improvement, strategic planning, and solution development. Serving in multiple roles, from Project Manager to Call Center Director and finally as Director of Solution/Service Delivery, John worked extensively with the executive leadership team and clients such as Bank of America, Wells Fargo, MBNA and Citi. WildCard Systems was acquired by eFunds in July of 2005 for 288 million dollars.

John received his BS in Finance and MBA in Decision Information Systems/Competitive Strategy from the University of Florida.

Jim Connor, Vice President Information Technology

As a veteran of both the gaming industry and the web technology industry, Jim brings a unique perspective to ClearGage. In his 16 years of professional experience, Jim has worked on almost every facet of IT ranging from hardware design to multi-tier server administration. He also served 11 years in the U.S. Navy, graduating top in his class in the most rigorous academic program available at the time.

Jim is the architect for the software platform and has been with the project since its genesis.

Frederick (Rick) J. Goepfert Jr., Vice President Finance, Controller

Rick's responsibilities at ClearGage include management of the financial aspects of the company, including compliance and human resources. Rick has 13 years of experience in the payment processing industry beginning his payments career in 2000 with Verus Card Services where he was a key financial team member until its acquisition in 2006 by The Sage Group PLC, makers of Sage Software, for 325 million dollars in cash. Rick remained with Sage Payment Solutions until 2013 serving as Vice President, Controller and then later as Vice President, Finance. Today, Sage Payment Solutions is one of the largest merchant account processors in the payments industry and supports hundreds of thousands of e-commerce, retail and wholesale businesses throughout the US. Prior to his work in the payments space, Rick spent seven years working as an accountant in the Publishing Industry.

Rick is a certified public accountant and received his BS in Accounting from the Rochester Institute of Technology.