Practice Benefits

  • Provider paid in 10 bus days
  • Funding from $1,000 to $5,000
  • No Credit Check
  • Immediate approvals
  • No paper work to fax or mail
  • No billing or collection hassles

Patient Benefits

  • No Credit Check
  • Get the care they need when they need it
  • Better healthcare outcomes
  • Payments in amounts they can afford
  • No retroactive or punitive interest


The health of today's economy is having a real impact on the health and wellness of pets in America and on the profitability of many veterinarian practices.More Pet owners are delaying pet care or forgoing care altogether. For pets in need of acute care, it is often not the total treatment costs that concern the pet owner, but how to fit the costs into their budget. With ClearGage veterinarians can break down the total cost of the pet's care into affordable payments, made over time, which fit within the pet owner's budget. And, with ClearGage you can administer a pet wellness plan whereby a pet's annual healthcare costs can be broken down into smaller budget friendly payments paid over the course of the year.

Increase acute care case acceptance, and watch practice revenue soar

How many of us pet owners have an extra $1,500 to $2,500 to spend on "unexpected pet healthcare costs"? The answer is, not many.More To prevent the revolving door of pet owners coming in but leaving without receiving the optimal treatment plan for their pet, or worse yet having to euthanize a pet simply because the pet owner cannot afford your care you must introduce your pet owners to meaningful financing solutions that answer their question of "how am I going to afford this?" The problem with traditional pet care finance programs is they require a credit check and in today's economy most pet owners are reluctant to have a credit check or won't qualify. ClearGage offers you and your pet owner's real, meaningful solutions. We provide financing, without a credit check, to pet owners who have a valid driver's license, two forms of payment and fund procedures ranging from $1,000 to $5,000.

Offer wellness plans to increase pet care compliance and boost practice revenue

Veterinarians are now able to provide their patients with the preventive healthcare they deserve, by making it easy for clients to make affordable monthly payments.More By implementing ClearGage you will be able to increase pet owner patient compliance while increasing the practice's revenue and retention. Your practice can create wellness plans (Puppy, Kitten, Premium, Senior Pet, etc.) specific to your practice. Each wellness plan is customizable and can include its own payment and monthly fee information along with the services to be delivered. ClearGage manages all of the payments with all the money's being deposited directly to your bank account. And, with ClearGage you have the choice on whether to administer the program yourself "in-house" or utilize our billing and administration services department.

Numerous promotional options to offer your pet owners

With ClearGage, you determine which promotions best fit your practice and your pet owners. You control the financing options you offer pet owners and you control how and when you get paid.More You determine the down payment requirement, plan duration or term, plan set up fee and percentage service fee that each pet owner pays. You can opt to receive payment upfront, or you can collect your money over time and build a recurring revenue stream. To view sample prefunding promotions (where you get your money upfront) and their impact on your practice and your pet owners, see our Prefunding Calculator.

We provide a Care Plan Calculator - great for Pet Wellness plans

You can create customizable care plan templates, based on your fee schedule, that will quickly and easily present your pet owners with an easy to read document showing the procedures you recommendMore, the units and the cost of each, and the total expected treatment cost. Presenting your care plan with several payment options gives your pet owners more opportunities to say "Yes!" Click here to view a sample pet owner estimate with care plan payment options.

Generate a binding payment agreement and automate pet owner payments

The ClearGage Payment Accelerator™ generates a customized, binding payment agreement outlining the terms of service and the pet owner payment obligations.More The payment agreement is signed by you and your pet owner. It provides an explanation of the refund or cancellation policy and informs the pet owner that they are obligated to pay for any products or services received. The pet owner's payment information is safely and securely stored in the Payment Accelerator in a PCI compliant manner. We accept all major credit cards and payments from any checking or savings account and automate payments - No need to store and remember to charge a person's credit card and no postdated checks! Capturing two forms of payment ensures that, should one account decline, a backup account is on file and can be charged. Click here to see a sample payment agreement.

Billing and Collections Support

ClearGage clients realize the added benefit of billing and administrative services at no additional cost to the practice.More Let's face it, in most instances you and your staff are "nurturers" and do not have the disposition or the time to diligently manage any declines, rejects, requests for changes, and cancellations that may occur in pet owner payments. ClearGage does it for you. Click here to learn more on our billing and administrative services.